On budgeting and saving money

budget

Besides raising children and attending to endless load of work at home, what else do you find hard to manage? It can cause you a lot of stress especially when something happened unexpectedly.

It’s a struggle to manage family finances especially when you are working on a minimal budget. It’s like a mental torture seeing your bills pile up before payment date arrives. There are just too many bills and dues to pay, house rent, groceries to buy, not to mention those extra expenditures like find drawer slide size, health premiums and yes, credit card (if you own one).

You also have to consider setting aside a small amount of your earnings for your monthly savings. Balancing everything is no mean feat. A little creativity and resourcefulness is all you need during these days, to think of some ways to augment the family income and somehow help you get by until the next pay check.

Image courtesy of Stuart Miles at FreeDigitalPhotos.net

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